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How to calculate the installment interest rate of Shanghai Pudong Development Bank's credit card?
Installment fee (once a month):

Divided into 6 periods, and the handling fee rate of each period is 0.78% of the total principal;

Divided into 12 installments, and the handling fee rate of each installment is 0.74% of the total principal;

Divided into 15 installments, and the handling fee rate of each installment is 0.75% of the total principal;

Divided into 18 installments, and the handling fee rate of each installment is 0.76% of the total principal;

Divided into 24 installments, the handling fee rate of each installment is 0.76% of the total principal.

The specific calculation formula of the repayment amount of the credit card of Shanghai Pudong Development Bank:

6 installments (total amount+total amount *0.78%)/6 = the money to be repaid in each installment;

12 installment (total amount+total amount *0.74%)/12 = the amount to be repaid in each installment;

15 (total amount of each installment+total amount *0.75% )/ 15= amount to be repaid in each installment;

18 installment (total amount+total amount *0.76%)/ 18= the amount to be repaid in each installment;

24 installments (total amount+total amount *0.76%)/24= the amount to be repaid in each installment.

Shanghai Pudong Development Bank (hereinafter referred to as Shanghai Pudong Development Bank or Shanghai Pudong Development Bank) is a national joint-stock commercial bank established with the approval of the People's Bank of China on August 28th, 1992. 19931October 9th, and it was successfully listed on the Shanghai Stock Exchange (stock exchange code: 600000). Its headquarters is located in.

The total assets of Shanghai Pudong Development Bank increased from 8.75 billion yuan when it was founded in 1993 to 609175.9 billion yuan at the end of June 20 18, an increase of 696 times. Operating income increased from 337 million yuan at the end of CCB 1993 to16.86 million yuan at the end of 20 17, an increase of 500 times; The net profit increased from 1993 to1300,000 yuan to 54.24 billion yuan in 20 17, an increase of 4 16 times, and the compound annual growth rate was close to 30%.

In 20 18, Shanghai Pudong Development Bank achieved operating income (group caliber) 1 7154.2 million yuan, an increase of 2.923 billion yuan year-on-year, with an increase of1.73%; The net profit attributable to shareholders of the parent company was 559.1400 million yuan, an increase of 65.438+0.656 billion yuan, or 3.05%. By the end of 20 18, the total assets of Shanghai Pudong Development Bank Group were 6,289.606 billion yuan, an increase of 654.38+52.366 billion yuan or 2.48% compared with the beginning of the year. The capital adequacy ratio was 65,438+03.67%, up 65,438+0.65 percentage points from the beginning of the year. 2065438+On June 26th, 2009, eight banks including Shanghai Pudong Development Bank launched the first batch of enterprise information networking verification systems.

The main business includes absorbing public deposits, issuing short-term, medium-term and long-term loans, settlement, bill discounting, issuing financial bonds, agency issuance, agency payment, underwriting treasury bonds, buying and selling treasury bonds, interbank lending, providing letter of credit services and guarantees, etc.