Yes, but only the credit card limit can be overdrawn, and it cannot be exceeded. Credit card installment: credit cards can be paid in installments, and the bill does not exceed the maximum amount of credit cards.

1, depending on the number of installments, you can pay a certain handling fee;

2. Buy items in the bank credit card mall, free of charge;

3. If you need to complete the repayment before the monthly repayment date, you can enjoy the interest-free policy;

4. The maximum installment amount is equal to the maximum authorized credit card amount;

5. Once the installment payment is applied, the corresponding amount in the card will be frozen immediately;

6. Repay an amount and unfreeze an amount;

7. The quota is sufficient for multiple periods.

Second, pay the car loan directly into the credit card, right?

Pay back the car loan with which credit card. There will usually be a text message reminding you of the amount you want to pay back. You can also set an agreed repayment, that is, on the repayment date, as long as the balance of the bound savings card is sufficient, it will be repaid automatically, so as to avoid forgetting the bad information of haha and overdue repayment! I hope I can help you, and I hope to adopt it!

Do you have a credit card to borrow money to buy a car?

Yes, it can be handled. 1. If you have a credit card in your name, you can apply for a loan to buy a car. 2. Credit cards cannot have overdue records. 3. Provide your own bank salary certificate. 4. Many banks and 4S stores have cooperative car loans, which is a very simple process. As long as it is used normally and repaid on time, you can apply for a loan to buy a car. When using a credit card, if it is overdue for more than 6 times in the past two years, or overdue for more than 90 days, the application for car loan will be directly rejected. Secondly, because the credit card limit will occupy the personal credit limit, if the accumulated credit card limit is too high, or the credit card utilization rate is too high, it will be more difficult to apply for a car loan considering the great repayment pressure and the increased loan risk. Applying for a car loan mainly examines the applicant's personal credit, repayment ability and debt ratio. Simply having a credit card is not overdue, the amount used is not much, the applicant's income is high and stable, and the problem is not big. Car loan processing flow: First, the lender needs to prepare ID card, residence certificate, work certificate, loan purpose certificate and other supporting materials, go to a bank, fill out an application form and fill out a contract. Then, wait for the bank's pre-loan qualification investigation and approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If so, there is no need to sign such a contract. Secondly, banks issue loans to lenders. Generally, banks will lend money within 2 to 3 weeks or 1 month after the approval is completed, and the loan can be released within 1 day at the earliest. Finally, the borrower will pay the down payment to the car dealer, and handle the car pick-up formalities with the passbook and the car pick-up note issued by the bank. Note: In the process of applying for personal automobile consumption loan, the applicant needs a copy of ID card, household registration book, marriage certificate, income certificate, bank statement, real estate license, etc. There is a credit card that has not been returned. If there is no bad information in the credit investigation, you can borrow money to buy a car. According to the credit card, the overdue repayment has passed the delayed application and will not affect his personal credit record. According to Article 11 of the Interim Measures for the Administration of Personal Loans. Personal loan application shall meet the following conditions: (1) The borrower is a citizen of People's Republic of China (PRC) (China) with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender. If you apply for a CMB card, you can apply for a car loan through a savings card. If you have seen the model you need to buy through the car dealer, you can confirm whether you have cooperation with China Merchants Bank through the car dealer. If not, you can try to contact the personal loan department at the local China Merchants Bank counter directly to apply for your loan. The handling bank needs to specifically review your situation to determine whether it can be handled. If credit cards are used for car installment, banks mainly distinguish the installment application methods and application materials to be submitted by different cardholders according to their card performance (such as card holding time, consumption habits, fixed quota, etc.). ), professional status and income.