You cannot apply if someone else finds it, because applying for a credit card requires ID card, income certificate and other materials, and the names of the documents must be consistent. The specific conditions and procedures are as follows:

1 , Information required for applying for a credit card:

1. Identity certification materials;

2. Work and income certification materials;

3. Financial resources certification materials;

p>

4. Educational and professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials;

2. Application conditions:

1. Age 18-65 years old, citizens with civil capacity.

2. Have stable income and provide proof of income.

3. The personal credit report must be good and have no bad records.

4. Whether you can successfully apply for a credit card is also related to your occupation. For example, security guards, self-employed people, farmers, etc. are more difficult to successfully apply for. Some banks have launched "Huimin Cards" for farmers.

5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.

6. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department, and must provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.

3. Process:

1. Apply for an appointment online;

2. Three to five working days after the appointment, staff will contact you to collect information. ;

3. It takes about 7 to 10 working days for the bank system to review personal information and call back;

4. If the review is passed, it will be sent out in about 10 working days. Take out a credit card;