How to use ICBC Easy Loan Card?

ICBC Yida Credit Card is a credit card product issued by the Industrial and Commercial Bank of China that is oriented to the public, connected to merchants, and can be used directly for consumption. It is the first dedicated consumer installment credit card in China. Customers can directly use Yida credit cards to make purchases and pay in installments at ICBC designated merchants without going to the bank to go through the approval procedures.

Annual fee: 100 yuan Currency: RMB Annual fee exemption policy: waived in the first year, swiping the card 5 times is exempted for the next year Interest-free period (maximum): 56 days Additional card annual fee: 25 interest-free period (Minimum): 25 days Credit limit (Maximum): 10,000 yuan Transaction method: Signature password Credit limit (minimum): 1,000 points policy: 1 yuan points 1 point How to use the ICBC Cool Flash Card

Flash Ku Card is an accessory card to a credit card. All payments will be credited to the attached credit card account and repaid according to the credit card repayment rules. Shanku Card allows small and fast payments to be made offline, but cannot handle cash withdrawals, transfers and online consumption services.

Contactless fast payment acceptance devices with the UnionPay logo are installed in various industries such as department stores, restaurants, cinemas, entertainment and supermarkets.

Users use Shanku cards to make payments. When making small purchases, you only need to lightly touch the card in front of the sensor to complete the transaction without entering your password or signing the form. How to use ICBC U-Shield loan

After logging into online banking, select online loan and follow the prompts. The premise is that you must have a mortgage before you can handle it yourself. For example, time deposits, financial products, precious metals, etc. can all be handled by yourself. How to use ICBC password card

Password card can be used for payment in ICBC online banking, but because its security factor is not as high as U-shield, there is a daily payment limit. If the value of the store you want to buy exceeds this limit, it will be a bit troublesome. Alipay is a third-party platform for online shopping. Of course, Alipay is not the only third-party payment platform. To put it simply, he is an intermediary. When you successfully trade with the store, you actually put the money on the Alipay platform. During this period, neither you nor the seller can obtain the money. When the goods are mailed to you, you can After confirming online that there is no objection to receiving the goods, Alipay will transfer the money you originally paid to the seller to complete an online shopping. How to use the ICBC online banking card

I’m sorry~ The key is what you want to use it for~ online banking or deposit and withdrawal~ If you want online banking, you just need to go to the bank to handle online business and consult a salesperson. If you want to deposit and withdraw money~ I I feel there is no need to talk about it.

How to use ICBC Business Card?

If you have an ICBC Business Card, you don’t need to borrow cash in advance from your employer. You can use the ICBC Business Card for overdraft consumption. ICBC The business card has a high credit limit, and you can enjoy up to 56 days of interest-free repayment period for overdraft consumption. It can also make temporary and permanent limit adjustments, allowing you to manage your finances easily. The ICBC Business Card realizes card payment instead of cash settlement, and overdraft consumption instead of cash advance. You can easily complete business reimbursement with only invoices and POS purchase orders, and the reimbursement funds are directly transferred to your personal account, which is fast and convenient. How to use ICBC Flash Card?

Usually you will pass by a bank counter and give you a password yellow card. When shopping on each online banking payment page, the system will randomly give you a set of coordinates, such as B6 K1, then you put the corresponding color on the password card. The lead paint is done from the beginning, and finally you get a 6-digit password, which is your current salary agreement, and finally the online banking login password to complete the transaction. How to use Taizhou ICBC Peony Quasi Credit Card Silver Card

You can swipe the card at supermarkets, large department stores, restaurants and other places where you need to pay for consumption.

Quasi-credit cards can also be used to withdraw cash overdraft (the amount of cash withdrawal is determined by your overdraft limit), but when repaying, in addition to the principal of your overdraft, interest will also be added, which is 0.5% per day. . How to use POSS to get ICBC Yidai

When applying for Yidai for the first time, you must first sign the "Yidai" Agreement. If you have registered for personal online banking, you can log in to online banking and go to "Online Loan" --- "Yidai" to check whether you meet the conditions for Yidai.

If it meets the requirements, you can sign the agreement and apply. If you do not have personal online banking, you need to go to the bank counter and fill out the application form to apply.

You can apply at any time when consuming. The four processing methods and procedures are as follows:

1. After swiping the card on ICBC POS and receiving a SMS message to handle the transaction

After completing the POS consumption transaction--receive a SMS recommendation reminder from ICBC-- Password-free/password verification method (password-free - follow the SMS prompt to reply to the deadline; password verification - follow the SMS prompt to reply to the deadline and SMS bank password respectively) - the loan is successful

2. On the ICBC POS Handle card transactions directly

Carry out POS transactions--select "Yidai"--select loan term and amount--enter bank card password to confirm--payment transaction successful--loan successful

3. B2C payment processing at ICBC cooperative online merchants

A. Debit card/passbook processing process

Carry out B2C transactions--payment transaction is successful--select "Handle with Ease" "Loan"--select the loan term and amount--enter the prompt password to confirm--loan successful

B. Credit card application process

Carry out B2C transactions--select "Process Yidai"- -Select the loan term and amount--Enter the prompt password to confirm--Payment transaction successful--Loan successful

4. After swiping the card at ICBC POS or performing B2C payment transaction at ICBC merchants, log in to online banking or mobile phone Bank processing

After completing B2C or POS consumption transactions--log in to online banking and select "Online Loans"/log in to mobile banking and select "Personal Loans"--select "Yidai"--select eligible consumption records --Select the loan term and amount and confirm--Loan successful