As long as it is a bank that cooperates with Meituan, it can issue Meituan credit cards and apply directly through Meituan. But as a credit card product, it is still recognized by banks. Therefore, Meituan Credit Card is not only owned by a certain bank, but a collective name for Meituan co-branded cards issued by several banks.
Meituan's co-branded credit cards are aimed at users in different regions, and offer diversified discounts from time to time, such as "daily reduction of take-away food", "drawing red envelopes with a pen" and "binding WeChat and paying with Alipay". Users can apply for Meituan co-branded credit card after opening Meituan App through "wallet"-"credit card", completing personal information, real-name authentication and agreeing to relevant agreements.