For banks, whether they repay a few days in advance or on time, it has little impact on the withdrawal amount. However, this situation is not ruled out. For example, the bank recently introduced a quota, one often repays on the repayment date, and the other often repays a few days in advance. The bank naturally gave the quota to the latter.

According to industry insiders, the key point to improve the credit card limit is not how many purchases or a single consumption amount must be reached. As long as customers' consumption conforms to the relevant national regulations on the use of credit cards, credit cards are used for personal consumption, not for non-consumption purposes such as production, operation and investment, and repayment is made on time, there is an opportunity to increase the quota.

The essence of a credit card is a loan relationship, and the improvement of the credit limit is necessarily based on the customer's good credit record, so timely and full repayment is always the key to the card code. Secondly, a variety of credit card consumption can improve cardholders' card activity. If they are good at using services such as bill installment, they are more likely to be classified as extractable users by banking institutions.

In addition, some small details in the process of using the card are also "extra points". For example, when the cardholder's mobile phone number, email address and other important personal information change, it is necessary to contact the bank in time to make corresponding changes.

Extended data:

I learned from the bank credit card center that some "skills" in withdrawing cash from credit cards are unfounded. If consumers take the risk of seeking a third-party intermediary in order to spend enough money, it will not only be difficult to achieve the purpose of withdrawing cash by credit card, but also lead to potential problems such as credit card security and bad credit record.

Bank credit card experts said that if you want to increase the credit card quota, you must not listen to the folk "raiders" and look for the official "operation guide" of banking institutions.

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