1. The handling fee is charged at 1% of the transaction amount, starting from 1 yuan.
2. The handling fee for cash advance and transfer from other banks is 65438+ 0% of the transaction amount+from 2 yuan to 3 yuan.
3. For overseas cash withdrawal, VISA and MasterCard charge a handling fee of 3% of the transaction amount, with a minimum of USD 3 or equivalent in other currencies.
4. For overseas cash withdrawal, UnionPay channel collects 1%+ 12 yuan of the transaction amount.
5. For cash withdrawal by credit card, interest of 0.5 ‰ of the cash withdrawal amount shall be charged daily, with compound interest.
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Of course, ABC's credit card can be withdrawn, but it needs to pay a handling fee.
Agricultural Bank of China (ABC) needs to pay a cash withdrawal fee for credit card withdrawal, which is related to the specific cash withdrawal transaction amount. The handling fee is charged at 1% of the transaction amount, starting from 1 yuan.
For more information about whether ABC credit cards can be withdrawn, please visit: See More.
Can I withdraw cash from ABC's credit card?
Hello, credit cards can withdraw cash, which can be divided into cash advance and withdrawal of excess deposits (also known as overpayment).
1. Advance cash can provide small cash loans for cardholders. You can show your card and payment password at the counter or self-service equipment of any branch of our bank and withdraw RMB cash within the cash withdrawal limit. We will charge a certain withdrawal fee and interest for cash advance.
2. Withdrawing excess deposits means that you withdraw or transfer the funds stored in the card or the excess funds paid during repayment. Inter-bank withdrawal of excess deposits only requires a cash withdrawal fee, and the charging standard is the same as that of cash borrowed in advance (except for special cards). From 20 17 1, access to excess deposits in credit card banks is now free.
Can I withdraw cash from ABC's credit card? If so, do I need a handling fee?
Agricultural Bank of China credit card can be cashed out, but it needs handling fee and interest.
1, ABC credit card withdrawal fee
(1) Domestic banks: 1% of the withdrawal amount, with a minimum of 1 RMB per transaction.
(2) Domestic banks: 65438+ 0% of the cash withdrawal amount+2 yuan, with a minimum of 3 yuan RMB per transaction.
(3) Overseas (UnionPay network): withdrawal amount 1%+ 12 yuan.
(4) Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of USD 3/transaction (or other++equivalent).
2. Cash interest on credit cards of Agricultural Bank of China
Agricultural Bank of China can't enjoy the interest-free period when withdrawing cash by credit card. Since the date of overdraft withdrawal, interest will be charged at the daily rate of 0.5 ‰, and compound interest on a monthly basis.
Extended data:
Credit card overdraft limit of ABC:
1. The maximum overdraft limit of credit card personal Capka of Agricultural Bank of China is 50,000 yuan (including equivalent++RMB).
2. The overdraft limit of China Agricultural Bank's credit card gold card is RMB 200,000.
3. The minimum overdraft limit of Platinum Card is RMB 654.38+10,000 Yuan, and the maximum overdraft limit is RMB 1 10,000 Yuan.
4. For corporate cards, the maximum overdraft limit of comprehensive credit granted by customers is 3%, which shall not exceed 3 million yuan. If there is no comprehensive credit line, the maximum overdraft limit is RMB 6,543,800+0,000.
The overdraft limit of a credit card is also directly related to the relevant materials and information of the cardholder at the time of application. For example, personal income, real estate, vehicles and the nature of personal work are used as proof materials to limit the upper limit of credit cards.
The overdraft limit of the same credit card will increase with the cardholder's consumption limit, and it will automatically increase within half a year or a year.
Baidu Encyclopedia-Agricultural Bank Credit Card
So much for the introduction of credit card withdrawal of Agricultural Bank of China.