At present, BOC credit cards are not activated and there is no charge. The annual fee of the Bank of China can be reduced or exempted if the accumulated credit card spending in local and foreign currency accounts meets the following conditions during the card use year, except for special card types:

1, the individual Jinpu card is exempt from the annual fee in the first year and 5 swipes in the second year; Supplementary card annual fee waiver policy is the same as the main card;

/2. Old customers and new customers need to pay the annual fee of 12 for the next year, and the amount of reduction or exemption exceeds 20,000 yuan, or exchange the annual fee of 65,438+10,000 trading points; Supplementary card annual fee waiver policy is the same as the main card;

3. China Bank's all-currency international chip series gold card, ordinary card and platinum card: before June 65438+February 3, 20201,the annual fee is exempted.

4. BOC World Polar Card/New Unlimited Card+Diamond Card: In 2020, the annual fee collection policy will be strictly implemented for World Polar Card/New Unlimited Card+Diamond Card. In principle, all customers charge annual fees or customers exchange 200,000 trading points for annual fees.

5. China Bank Unlimited Card Dual Currency Card: According to the 2020 policy, an annual fee is required in principle; The annual fee for the following year requires customers to exchange 200,000 trading points.

6. American Express Private Bank Card: The annual fee for the following year requires customers to exchange 800,000 trading points, 480 exclusive points or 400,000 trading points +240 exclusive points.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.