Legal analysis: 1. When the objective aspects of the crime of obstructing credit card management are determined, the crime is constituted by (1) knowingly holding or transporting a credit card that is a forgery, or; (2) knowing that it is a forgery. If you hold and transport blank credit cards in large quantities; if you illegally hold other people's credit cards in large quantities, you need to reach "large quantity." Anyone who knowingly holds and transports more than 10 but less than 100 blank credit cards, knowing that they are counterfeit, shall be deemed to be a "relatively large quantity" as stipulated in Article 177-1, Item (1) of the Criminal Law; Anyone who illegally holds more than 5 but less than 50 credit cards of others shall be deemed to be a "relatively large quantity" as stipulated in Article 177-1, Item (2) of the Criminal Law. 2. Against the will of others, using their resident ID card, military officer ID card, soldier ID card, Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan residents, passport and other identity certificates to apply for a credit card, or using forged or altered identity certificates to apply Credit cards shall be deemed as “using false identity certificates to obtain credit cards by fraud” as stipulated in Article 177-1, Item (3) of the Criminal Law.

Legal basis: Article 177-1 of the "Criminal Law of the People's Republic of China" Whoever obstructs the management of credit cards under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or a single fine of not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than three years but not more than 10 years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan:

(1) Knowingly holding and transporting counterfeit credit cards, or knowingly holding and transporting counterfeit blank credit cards in large quantities;

(2) Illegal possession of others Credit cards, in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, purchasing, or providing forged credit cards to others or using false The credit card was obtained by fraudulent identification.

Anyone who steals, bribes or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.

If a staff member of a bank or other financial institution takes advantage of his position to commit the crime in Paragraph 2, he shall be severely punished.