1. Does applying for a credit card count as a loan?

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is not a loan, but a credit card.

Application conditions:

At least 18 to 6 years old, with full capacity for civil conduct;

have a good credit record;

have working income and repayment ability.

credit card installment is a way of loan, but it should be noted that the installment interest of credit card is relatively high. Most domestic banks have credit card installment business, which can be divided into mail order installment, bill installment or shopping mall installment according to different occasions.

2. What is the charge of credit card repayment in the accounting subjects?

Credit card repayment is considered as other payables, and the accounting entries are:

Debit: other payables

Loan: bank deposit

Credit card repayment refers to ensuring that the cardholder's single consumption funds are returned to the bank when the cardholder's credit card consumption reaches the final repayment date.

third, do you calculate the loan record by credit card installment?

Credit card installment is not a loan record. 1. Credit card cash installment is not a loan because the credit card department and the loan department of the bank are two different departments, each with its own responsibilities. Although cash can be obtained by cash installment, the credit card application will be reviewed by the credit card department and will not be transferred to the loan department for reference. 2. Credit reporting at credit card cash installment meeting can also be distinguished from loans. There are two kinds of credit card cash installment: within-quota installment and special-quota installment. Either kind of installment will be displayed in the credit card record instead of the loan record, and different types of cash installment will be displayed differently in the credit information. If it is a cash installment within the limit, it will not be reported separately. After successful processing, compared with the previous credit card records, it will be found that the available amount is reduced and the monthly repayment amount is increased; However, a separate account is usually opened for special installment, which is displayed as a new credit card on the credit information, and the amount of special installment, monthly repayment amount and repayment record are recorded separately. : 1. At present, loans on the market can basically be paid by installments to relieve the pressure of funds, and the time is between 3 months and 3 years. Choosing installment payment should not only choose a long period and low pressure, but also choose a regular big brand, the loan platform is guaranteed, and the funds and personal information are safe. Second, the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide consumer installment loans to college students. If you are a college student, please give up your application. 2. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.