1. Mobile banking: log in to mobile banking, click My → All, slide down to find the credit card section, click the credit card, and then click the card icon in the upper right corner to enter Setup Management → Customer Management → Customer Comprehensive Inquiry. The interface displays the monthly billing date and due repayment date of the current period.
2. Online banking: After logging in to the popular version or professional version, click "Account Management → Account Inquiry" to view the billing statement in "Account Information → Monthly Billing Statement"; Query the repayment date of the current period in "Repayment Information → Due Repayment Date of the Current Period".
How to check credit card bills
If you want to check the billing date and repayment date of your credit card, there are mainly the following methods:
1. online banking/mobile banking/credit card APP:
Customers can directly log in to the personal online banking or mobile banking client and credit card APP of the issuing bank, find the card to be queried, enter the bill management page, click the current bill or the previous bill, and enter the details page, which will prompt the bill date and repayment date.
2. Customer service telephone number:
Customers can call the customer service hotline of the issuing bank, and apply to the customer service staff to inquire about the billing date and repayment date of the card through the manual service channel. The customer service staff will help to inquire and inform the customer after verifying that the customer information is correct.
3. Card letter/statement:
Generally, the bank will send a statement to the customer every month, and the customer can check the statement of the month and know when the billing date and repayment date of the card are. When the bank sends the card, the attached card letter will also indicate the billing date and repayment date of the card, so it can also be found through the card letter.
The most cost-effective thing is to swipe your card one day after the bill date, and you can have an interest-free period of up to 50 days.
The billing date means that the issuing bank regularly summarizes and settles all the transactions and expenses of your credit card account in the current period every month, calculates the interest, calculates the total amount owed and the minimum repayment amount in the current period, and sends you a statement. This date is the billing date of your credit card.
There are two kinds of credit cards: chip cards and magnetic stripe cards. When using the chip to swipe the card, you can directly paste the chip on the fast-moving sign of the POS machine to swipe the card (flash payment is a payment method introduced by UnionPay), which is safe and convenient; If the POS machine has no flash payment sign, insert one side of the chip into the card slot of the POS machine to complete the card reading. Although there is a magnetic stripe on the back of the chip card, you can't brush the magnetic stripe when swiping the card, otherwise you will be prompted to downgrade the transaction. Credit cards without chips can be read directly by swiping the magnetic stripe. The most cost-effective thing is to swipe your card one day after the bill date, and you can have an interest-free period of up to 50 days.
The billing date means that the issuing bank regularly summarizes and settles all the transactions and expenses of your credit card account in the current period, calculates the interest, calculates the total amount owed and the minimum repayment amount in the current period, and sends you a statement. This date is the billing date of your credit card.
There are two kinds of credit cards: chip cards and magnetic stripe cards. When using the chip to swipe the card, you can directly paste the chip on the fast-moving sign of the POS machine to swipe the card (flash payment is a payment method introduced by UnionPay), which is safe and convenient; If the POS machine has no flash payment sign, insert one side of the chip into the card slot of the POS machine to complete the card reading. Although there is a magnetic stripe on the back of the chip card, you can't brush the magnetic stripe when swiping the card, otherwise you will be prompted to downgrade the transaction. Credit cards without chips can be read directly by swiping the magnetic stripe.
Personal behavior of the cardholder. Cardholders play the trick of "others spend their own cards", swipe other people's shopping accounts into their own cards to increase points, and shoppers return the cash to cardholders. This is really killing two birds with one stone for the cardholder. Because many banks launch value-added services while issuing credit cards, and carry out activities such as exchanging consumption points for gifts, which stimulates people's enthusiasm for using cards. Second, cardholders cooperate with merchants or some "loan companies" and "intermediary companies", and cardholders get cash by paying merchants' handling fees. POS machines of general merchants are used to make false transactions to transfer the amount on credit cards. Merchants or "loan companies" and "intermediary companies" pay cash on the spot (cash is paid to cardholders), and the handling fee paid by cardholders to merchants is lower than that of banks.
How to check the billing date and repayment date of credit card?
Counter inquiry: You can go to the counter of your bank with your credit card and ID card, but this method is a waste of time and is not recommended.
Official website inquiry: Open the credit card center official website, log in to the credit card online banking, and you can see the bill date and repayment date on the bill inquiry page.
WeChat inquiry: Pay attention to the official account of credit card WeChat, bind the credit card, and inquire the bill statement through the function key of WeChat official account bill inquiry.
Telephone inquiry: dial the customer service phone of the credit information center, connect the phone, enter the telephone banking password according to the voice prompt, and after passing the identity verification, transfer it to the artificial agent to inquire about the repayment date and bill statement.
Bill inquiry: the credit card will mail the bill every month, and you can also know the bill date and repayment date on the bill, which is quite convenient.
How to check the bill statement of credit card?
In this paper, four methods to query the date of credit card bill are given, which can be tried: (1) Open the credit card center official website, log in to the credit card online banking, and you can see the bill date and repayment date on the bill query page; Pay attention to the official account of credit card WeChat, bind the credit card, and query the bill statement through the function key of the official account of WeChat WeChat; Call the customer service phone of the credit information center, connect the phone, enter the telephone banking password according to the voice prompt, and after the identity verification is passed, turn to the manual agent to inquire about the repayment date and billing date; When applying for card opening, mail the card. The envelope sent by the bank is accompanied by information on the credit card usage guide, which introduces the credit card limit, repayment date and billing date.
This is the end of the introduction on how to understand the bill statement of credit card and how to read your own bill statement. I wonder if you found the information you need from it?