Legal analysis: it is illegal to handle intermediary charges for large credit cards, because there is no need for an intermediary to handle large credit cards. Application conditions:

1, age 18, with full capacity for civil conduct;

2. Have a good credit record;

3. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct;

4. Applicants should carefully read and approve the Peony Credit Card Charter of Industrial and Commercial Bank of China before applying for a card. Application materials: 1, identification materials: copy of resident ID card or military officer's card; 2. Proof of work and income; 3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc. Credit card application method: 1. Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate to ICBC, which will be audited by the background audit department of ICBC. 2. Online banking application: The applicant opens online banking with a personal savings card account, enters ICBC official website, and enters the online banking page after entering the card number, login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 148 If a party causes the other party to commit a civil juristic act against its true meaning by fraudulent means, the aggrieved party has the right to request the people's court or an arbitration institution to cancel it.

Article 149 If a third party commits a civil juristic act against its true meaning due to fraud, and the other party knows or should know about the fraud, the defrauded party has the right to request the people's court or an arbitration institution to cancel it.

Article 150 If one party or a third party coerces the other party to carry out a civil legal act against its true meaning, the coerced party has the right to request the people's court or an arbitration institution to cancel it.