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How long will the 360 debt be overdue and what will be the consequences?
If it is overdue for 90 days, it will be prosecuted.

According to the provisions of 360 IOUs, if it is overdue for more than 90 days, the platform will file a lawsuit through the people's court and ask the borrower to repay. If the borrower refuses to repay the loan, the lender may apply to the court for enforcement. Debtors face seizure of property, restrictions on high consumption and entry and exit, and even judicial detention.