1. Reasons for personal credit: Because the credit limit of Bank of Communications Haoxiangdai is a special installment limit independent of the credit card credit limit, it has very strict credit requirements for users. When you apply for Haoxiangdai, the system will evaluate your comprehensive credit situation. Therefore, if you are unable to sign a contract due to the quota, it is probably because your personal credit is not very good, resulting in a comprehensive score. Insufficient and cannot sign the contract.
2. The reason for the bound credit card: Bank of Communications Haoxiangdai is mainly used by signing a special installment limit to your bound credit card, so if there is a problem with your credit card, it will be very difficult. This may result in it having a quota but not being able to sign a contract. So if you have a credit limit but cannot sign a contract, you can check to see if your credit card has expired or there are other reasons that prevent the credit card from being used normally. The above is a summary of the two reasons that may cause the Bank of Communications Haoxiangdai to be unable to sign a contract if it has a quota. Of course, it may also be that the network you are operating is not good or a system failure causes the signing to fail. If this situation occurs, you can Check to see if these are the reasons summarized, and then start solving them.