2. Opening: If you don't have a Ping An bank card, you can open the Ping An Pocket Bank APP and register a pocket bank. When registering, the system will automatically open an internet account (electronic account) for you, and you need to bind a card of another bank in your name to use it (transfer money); If you already have a Ping An bank card, you can log in to Ping An Pocket Bank APP-My Bank Card, and pull to the end "+Add Bank Card Quickly" to directly open the following Ping An Bank Internet account.
3. After opening, you can transfer money to the Internet account through Ping An Pocket Bank APP or binding card, or you can purchase wealth management.
Operating environment: Ping An Pocket Bank APP, version number: 5. 190.6.
1. The bank card is a physical card, and the electronic account is the electronic card of your physical card. You can transfer money, remit money, inquire about transaction details and purchase basic bonds through electronic accounts.
Electronic accounts can provide online financial services such as electronic account management through banks, credit cards, insurance companies and other financial institutions. The customer's credit card number or bank account number is the symbol of e-commerce.
Bank card is a credit payment tool issued by commercial banks and other financial institutions and postal savings and remittance institutions, which has all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
Second, the introduction of bank card classification:
Generally speaking, bank cards are divided into credit cards and debit cards.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.
Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.
According to different information carriers, it can be divided into magnetic stripe card and chip card.
According to whether the issuer is in China, it can be divided into domestic cards and overseas cards.
Credit cards and debit cards are divided according to whether credit lines are given to cardholders.
According to the different issuing banks, it is divided into personal cards and unit cards.
According to the different currencies of accounts, they are divided into RMB cards, foreign currency cards and dual currency cards.