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The holding rate of various bank credit cards held by China citizens from 2065438 to 2009.
China has only 0.5 credit cards per capita.

The first product of 5 1 credit card, "5 1 credit card housekeeper", was a personal credit card bill management software at the beginning of its launch. Users can manage multiple credit cards with different banks, different quotas and different repayment dates on an application platform, analyze their consumption behavior, and make quick one-click repayment through "5 1 Credit Card Manager".