If you just stop the card, the situation will not be too serious within a week. Call customer service and say that you can open the card after the full payment is paid. Minimum repayment is also possible. When the customer service of the bank calls you to urge you to repay, tell the customer service the minimum repayment amount and ask him to cancel the card for you after repayment. Generally, he will agree, but only when the card is just stopped. If you owe money for a long time, it will also affect your future reputation. You can't borrow money to buy a car or a house in the future.

Industrial Bank was established in 1988 and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.