What is the scope of use of BOC Parkson co-branded credit card?
Scope of use of Bank of China Parkson co-branded credit card:
1. Bank of China network: Bank of China counters, ATMs, self-service terminals, and merchants.
2. UnionPay network: domestic merchants and ATMs, merchants and ATMs in specific overseas areas.
The above content is for your reference, please refer to actual business regulations.
About China Merchants Bank Parkson Shopping Credit Card
1. The application requirements for the gold card are higher than those for the regular card (including job stability, income and other financial conditions, etc.). In terms of credit limit, the credit limit of a gold card is usually higher than that of a regular card (the maximum credit limit of a gold card is RMB 50,000; the maximum credit limit of a regular card is RMB 10,000). Except for the annual fee (gold card is RMB 300 per card per year, and standard card is RMB 100 per year), the usage methods are the same. In addition, the gold card symbolizes dignity and glory and demonstrates status. Gold card holders can enjoy more card swiping benefits and conveniences. For example, overseas, we provide free emergency replacement cards and other services for gold card holders;
2. Interest-free installment purchases are definitely available. Please refer to: In terms of consumption patterns, currently we Shopping installments during consumption and billing installments after consumption:
①. Shopping installments: Choose to purchase designated goods or services through installments through our bank's special merchants. For the specific charging standards and applicable merchants for installment payment, you can log in to our credit card website and click "Instalment Payment Shopping" to inquire;
②. Bill installment (only for cardholders who hold commercial cards or supplementary cards) People are currently unable to apply): If the merchant you shop at is not a special merchant of our bank, you can apply for bill installment after consumption. Bill installment is a new financial management function launched by our bank's credit card, which can help you repay the consumption amount in your bill in monthly installments. For details, please log in to the credit card website and click "Credit Finance" - "Bill Installment" to inquire.
3. Cash advance, commonly known as cash withdrawal, means withdrawing cash through a credit card. Cash advances will incur corresponding fees and interest. Handling fee: The handling fee for domestic RMB cash advances is 1% of the amount of each cash advance. The minimum charge is RMB 10 per transaction. The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is 3% of the amount of each cash advance. Calculating the handling fee, the minimum charge is ￥30 yuan or $3 USD per transaction. Interest: Cash advance transactions do not enjoy interest-free repayment treatment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date, and compound interest will be charged on a monthly basis.
4. Parkson co-branded card:
Double points, double rewards
The Parkson shopping credit card is both a Parkson points card and a China Merchants Bank credit card. When you use a credit card to make purchases at Parkson stores that can participate in unified points, you can enjoy Parkson points rewards; at the same time, when you use Parkson shopping credit cards to make purchases, you can also enjoy China Merchants Bank's point reward activities, which can be redeemed for items carefully selected by China Merchants Bank. gift.
Special merchants, discounts
If you hold a Parkson shopping credit card, you can enjoy shopping discounts and VIP treatment from special merchants in Parkson stores from time to time. For detailed information, please pay attention to the promotion of Parkson stores in various places and the timely notification on the China Merchants Bank credit card website.
If you have other questions, please open the homepage of China Merchants Bank and click "Online Customer Service" in the upper right corner to enter the consultation.
What is the annual fee for the Bank of China Parkson co-branded credit card?
Annual fee for BOC Parkson co-branded credit card:
1. Charging standard: regular card 40 yuan/year; gold card 80 yuan/year.
2. Current discount: The first year is exempted.
3. Current exemption policy: 5 transactions will be waived for the next year.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, you are welcome to consult the Bank of China online customer service or download and use the Bank of China mobile banking APP to consult and handle related services.
What are the advantages of BOC Parkson co-branded credit card products?
Co-branded card customers can enjoy the benefits of Parkson membership cards, that is, consumption points can accumulate membership points according to the card level. The specific rules for points are as follows:
1. Regular card benefits:
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(1) Earn 1 point for every 1 yuan spent on women’s clothing, men’s clothing, sportswear, women’s shoes, men’s shoes, children’s clothing and supplies, handbags, luggage, cosmetics, accessories, daily necessities, and bedding.
(2) Earn 1 point for every 5 yuan spent on sporting goods/equipment, cultural supplies, supermarkets, gold jewelry, handicrafts, and some internationally renowned brands.
(3) Earn 1 point for every 50 yuan spent on furniture, computers, home appliances, and watches.
(4) If you have 2,000 points, you can use 1% of the points to deduct the consumption amount.
(5) Points are valid for 2 years from the date of generation.
2. Gold card benefits:
(1) Women’s clothing, men’s clothing, sportswear, women’s shoes, men’s shoes, children’s clothing and supplies, handbags, luggage, cosmetics, accessories, daily necessities , Earn 2 points for every 1 yuan spent on bedding.
(2) Earn 2 points for every 5 yuan spent on sporting goods/equipment, cultural supplies, supermarkets, gold jewelry, handicrafts, and some internationally renowned brands.
(3) Earn 2 points for every 50 yuan spent on furniture, computers, home appliances, and watches.
(4) If you have 2,000 points, you can use 1% of the points to deduct the consumption amount.
(5) Points are valid for 2 years from the date of generation.
3. Points exchange for gifts service:
Co-branded card members can exchange their points for related gifts at Parkson Department Store. The specific redemption rules will be determined after the Parkson membership card is upgraded.
4. Special privileges for members:
Bank of China and Parkson Department Store will organize special activities for co-branded card customers and Bank of China credit card customers from time to time. Co-branded card holders will have priority in enjoying the benefits of Bank of China and Bank of China. The right to participate in special events co-organized by Parkson Department Store and special rewards for co-branded card customers.
Note: The above value-added services are only applicable to Shanghai Parkson department stores (Huaihai Parkson, Tianshan Parkson, Xinzhuang Parkson).
Warm reminder: The preferential rights and interests will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.
The above content is for your reference, please refer to actual business regulations.
That’s it for the introduction of Parkson Credit Card.