Hello, Ann. I'm glad you answered. Xiao An suggests that you apply for one-time installment payment. At present, banks implement differentiated pricing for installment business, and the specific rate will fluctuate according to the cardholder's card use in the bank. Detailed installment rules and installment rates are subject to the latest announcement of the bank, and can be found at official website:/financing/login.screen.

For example, Xiao An explained: If you apply for 6 single consumption installments of 2,500 yuan, assuming the rate is 0.8%, the handling fee for each installment = 2,500 * 0.8% = 20 yuan/installment, 2,500/6 = 416.66 yuan/installment, the balance is 0.08 yuan. The first installment principal is 4 16.66+0.08 = 416.74 yuan, and the remaining installment principal is 416.66 yuan/period.

Your installment principal and handling fee will be settled in your credit card bill. Please refer to your bill for the specific repayment amount.

If you encounter any questions about credit cards next time, you can also ask Xiao An on WeChat. Please pay attention to the official WeChat /youhuihuodong/weixin.shtml of Ping An Bank Credit Card and experience a different "Ping An Micro Life". Ann looks forward to your question.