To cancel a China Construction Bank credit card, you need to follow the following steps:
First, make sure that your credit card bill has been paid off in full, and then call the China Construction Bank customer service hotline 95533 (domestic) Or 86-28-95533 (overseas) for account cancellation registration. Remember to mention your account information when registering.
After completing the registration, you need to cut off the magnetic stripe of the card yourself (this step is not required for virtual card E-payment cards). Within the next 45 days, if there are no new accounts payable, your credit card will enter the formal account cancellation process.
It should be noted that once a credit card is officially canceled, the card cannot be activated again. If you want to continue to use CCB’s credit card services, you need to apply again. If the card is an IC chip card and the electronic cash account has a balance, it is recommended to use up the balance first and then contact the bank to cancel the account.
For family joint accounts, the account cancellation process involves the joint participation of the joint persons. The co-signers need to bring their identity documents and family cards to any branch where the account is opened to apply for card cancellation, and the bank will take back the card. After all co-signers have completed card cancellation, the account leader can officially cancel the family account.
The above information comes from the official guidelines of China Construction Bank. Make sure to follow the guidelines to successfully complete the credit card cancellation process.