Hello, this card friend. The main conditions for a bank in China to apply for a credit card are that it is at least 18 years old and has full capacity for civil conduct and responsibility; And the economic situation is good, and there is no bad credit record; Have a stable job and income. If you meet the above conditions, you can apply for a credit card from China Bank.

If you want to apply for the JD.COM joint credit card of Bank of China, you need to prepare the following materials:

1: a copy of your ID card, which is used by the bank to verify your identity and your credit status;

2. Work certificate and income certificate, including your work permit and salary slip;

3. Because your current salary level is relatively low, in order to increase the probability of your success in handling credit cards and increase your credit limit, if you have real estate, bank deposits or social security, medical insurance, etc. In its own name, it can be summarized into materials and submitted to the bank.

However, it should be noted that overdue is a taboo. If you didn't use your credit card properly, didn't pay back on time or forgot to pay back, your credit history will definitely be affected. As long as you have overdue or other bad credit records, China Bank will definitely not handle your credit card.