Credit cards can be repaid in cycles as long as the repayment date and consumption time are well grasped.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers.

Credit card is a card with name, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

From 65438 to 0952, Franklin National Bank of California, as a financial institution, issued the first bank credit card.