If you haven't applied for a bank card, then the scammer can use the pseudo base station to change the number of sending SMS, imitating the bank customer service phone to send SMS.

According to the Interpretation of the Supreme People's Court on Several Issues Concerning the Specific Application of Law in the Trial of Fraud Cases:

According to the provisions of Articles 151 and 152 of the Criminal Law, swindling a large amount of public or private property constitutes a crime of fraud. Individuals who defraud public or private property of more than 2,000 yuan belong to a "large amount"; Individuals who defraud public or private property of more than 30,000 yuan belong to a "huge amount".

Extended data:

Mr. Wang, who lives in Chaoyang District, received a fake "95555" message informing him that online banking is about to expire. In order not to affect the use, please upgrade to the website and attach the URL to the short message. Mr. Wang is usually used to buying things online. If online banking is not available, it will be very inconvenient. When he saw the short message from "95555", he opened the website in the short message without much thought.

After entering the website, Mr. Wang filled in his bank account information, ID number and SMS verification code as required. Not long after it was finished, he received a short message from the bank. I thought it would be a notice of the completion of online banking upgrade, but the content was that it cost an extra 6.5438+0.9 million yuan. When filling in, Mr. Wang carefully read the content of the verification message sent before, only to know that he was cheated.

Baidu encyclopedia-fraud

Yang guang. Com- 1.9 million men's bank cards were stolen after receiving fake "95555" messages.