51 Renpindai is affiliated to 51 Credit Card, which is affiliated to Hangzhou Enniu Network Technology Co., Ltd. (shown on the official website). 51 Credit Card is an online credit card management platform and online consumer finance platform. You can borrow up to RMB 200,000 on 51 Renpindai. Different users have different credit limits. Users need to submit better personal information when borrowing, so they can get a higher credit limit.

Users should pay attention to the interest charged by the platform when borrowing. If the interest charged by the platform is too much, the burden of later repayment will increase, and overdue repayment will easily occur. It should be noted that late repayment of 51 Renpin Loan will incur penalty interest, and the platform will subsequently collect collection.

If the loan is overdue, the overdue record will be uploaded to the credit report center. If the personal credit report becomes bad, it will affect the processing of various loans, such as car loans or home loans. After the overdue debt is returned, it will continue to be saved in the credit report for 5 years. After 5 years, it will automatically disappear and will continue to be recorded unless it is repaid.

Users can compare the interest rates charged by different platforms when borrowing money online, and then choose to borrow from a platform that charges lower interest rates. It should be noted that users must choose formal platforms when borrowing and avoid borrowing from informal platforms. In fact, when the loan limit is small, you can borrow money directly from your friends and then return it to them.

Version information: Take 51 Renpindai version 6.2.0, Apple 13 (IOS15.4.1 system), and Huawei mate40 (HarmonyOS2 system) as examples.