Easy-to-borrow credit card is a brand-new credit card product integrating "consumer credit" and "credit card", which combines many advantages such as wide application scope, large preferential margin, accurate customization, fast transaction process, excellent installment plan and many repayment options.

Cardholders use Easy Credit Card to purchase goods above 600 yuan at the merchants designated by ICBC, and pay by installments directly at the merchants. After signing the receipt printed by the special POS, the consumption can be completed in real time, which truly realizes the third-class loan and eliminates the cumbersome procedures for handling loans in the bank.

Customers can choose the number of periods independently, with one period per month, which is flexible and changeable. They can choose independently within 24 periods according to their needs, up to 36 periods at the longest. The biggest advantage of Easy Loan Credit Card lies in the preferential installment fee rate and annual fee. Installment payment is based on the benchmark loan interest rate, which is better than the existing installment market charge level, and the annual fee is free for three years.