detailed description:
1. According to relevant laws and commercial practices in China, overdue credit cards will be fined.
2. The amount of fines is usually calculated according to the specific amount of overdue funds, and a certain percentage of overdue interest rate is generally used for calculation.
3. The specific overdue interest rate and penalty ratio are different according to the bank's policies and contractual agreements.
4. The specific fine amount is calculated according to the number of overdue days and the overdue amount. Generally, there is an overdue interest rate table, and the fine amount is calculated according to the interest rate in the table.
5. Take the overdue credit card of 5, yuan as an example, assuming that the overdue interest rate is 1% per day, then the fine for one day overdue is 5, times .1, that is, 5 yuan.
Summary:
The amount of penalty for one day overdue of 5, credit cards is calculated according to a certain percentage of overdue interest rate, and the specific amount of penalty will be different according to the bank's policies and contractual stipulations.
Extended information:
Late repayment means that the credit card holder fails to pay off the due amount on the credit card bill in full and on time. Overdue repayment will lead to the damage of credit records, and may result in high penalty interest and late payment fees. The specific overdue fine amount and interest rate vary according to the policies of the issuing bank. Cardholders should abide by the repayment agreement when using credit cards to avoid overdue repayment. If there is overdue, contact the bank in time and pay off the money as soon as possible to reduce the fine and the negative impact on the credit record.
Note:
Due to the lack of detailed information in the question, the above answers are based on the general situation and reasonable assumptions. The actual situation may be different due to the policies of the issuing bank and the specific contract terms. Therefore, it is suggested that cardholders communicate with the bank when they encounter the problem of overdue repayment and know the specific fine amount and interest rate.