Owing to a credit card (debit card) is still a serious breach of trust, and the cardholder needs to bear the following adverse consequences:

1. Phone calls and text messages to collect debts will affect normal life. If the bank If you outsource collection to a company, you may even have your address book exploded and come to collect;

2. Credit card (debit card) overdue penalty interest, including interest of 0.05% per day, as well as liquidated damages;

3. The personal credit report records bad overdue behavior, causing a stain on the credit report;

4. The bank sues and is listed as a breach of trust person, and in serious cases, he will be jailed.

Isn’t it still the unwisest choice to owe a credit card (debit card)? It is best for cardholders to borrow money from people around them to repay it, or to negotiate with the bank for an installment plan. In short, the money will be there Want to pay it back.