It can be done.

When applying for a credit card, applicants will not be treated differently just because they are disabled. It can only be said that it is more difficult for disabled people to apply for credit cards.

When a bank issues a credit card, on the one hand, it will issue a relatively safe credit limit based on the applicant's financial situation. On the other hand, it also depends on the applicant's job stability. In other words, the stability of the income. Therefore, the company’s work certificate, social security card payment details, self-employed tax certificate, etc., as well as professional titles and academic qualifications are all important references.

At the same time, the applicant's past credit is also extremely important, whether there is a bad credit record or a criminal record. When a disabled person applies for a credit card, the bank will still approve it as long as they prove that they have good credit, the ability to repay, and the ability to spend.

Extended information:

In most cases, citizens with full capacity for civil conduct (citizens over 18 years old in mainland China) and with certain direct financial resources can apply to Apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.

The application form is accompanied by a credit card use contract. The applicant authorizes the card issuer or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card issuer's privacy protection policy, etc., and must have an application. A person's autograph.

After receiving the application form and relevant materials from the applicant, the card-issuing bank must review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. The creditworthiness of the applying unit must be evaluated, and the relevant circumstances of the guarantor must also be reviewed for individuals.

Baidu Encyclopedia-Credit Card