1, credit card overdraft cash withdrawal
Credit card overdraft cash withdrawal, that is to say, the money we withdraw is carried out through overdraft cash withdrawal. The withdrawal amount is determined according to the overdraft limit of the credit card. General banks stipulate that the withdrawal amount is 50%, 40% and 30% of the credit limit, but the withdrawal fee of each bank is different, which is generally 1%-3%, and it is not interest-free, and it is charged at five ten thousandths of the withdrawal amount every day.
2. Cash withdrawal of credit card overpayment
Overpayment is because we overpaid, and the rest will be deducted after the repayment date. We don't spend money when we save money. No matter how much money we save, we don't need to pay extra. But if we want to take this part out if we deposit too much, the bank will charge a handling fee.