Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

1. Credit card is a credit certificate issued by commercial banks to individuals and organizations, which can be used for shopping and consumption with special organizations and depositing and withdrawing cash from banks.

2. The applicant for the corporate card must open a basic deposit account at a financial institution in China and fill in the application form as required.

3. Use of corporate cards: All funds in their accounts are transferred from the basic deposit account, and cash is not allowed.

4. The sales revenue shall not be deposited into his account; it shall not be used for the settlement of commodity transactions and labor supply payments exceeding 100,000 yuan; and he shall not withdraw cash.

5. Credit cards can be overdrafted: the maximum overdraft amount for gold cards cannot exceed 10,000 yuan, and the maximum for ordinary cards cannot exceed 5,000 yuan. The overdraft period is up to 60 days.

6. After a credit card is lost, the cardholder should immediately apply to the card-issuing bank or agency bank to report the loss with his/her identity document or other valid certificates.