Legal analysis: If your credit card is overdue, you will not be detained. Instead, if you are convicted of credit card fraud, you will be sentenced to a fixed-term prison sentence and directly sent to jail as a criminal penalty. Detention refers to the detention and detention of people who need to be investigated temporarily by the public security organs in an emergency; administrative detention refers to the detention of people who violate public security management in the detention center of the public security organs, generally not exceeding fifteen days, and the maximum combined punishment is not more than 15 days. More than twenty days. Administrative detention is the most severe administrative penalty.

Legal basis: "People's Republic of China and Civil Code"

Article 673: If the borrower fails to use the loan in accordance with the agreed purpose of the loan, the lender may stop Issue loans, withdraw loans early or terminate the contract.

Article 674 The borrower shall pay interest according to the agreed period. There is no agreement or the agreement is not clear about the period for payment of interest, and it cannot be determined according to the provisions of Article 510 of this Law. If the loan period is less than one year, it shall be paid when the loan is returned; if the loan period is more than one year, It shall be paid at the end of each year. If the remaining period is less than one year, it shall be paid when the loan is returned.

Article 676 If the borrower fails to repay the loan within the agreed time limit, he shall pay overdue interest in accordance with the agreement or relevant national regulations.