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Can China Merchants Bank credit card repayment be paid at other UnionPay ATMs?

Yes. China Merchants Bank provides credit card holders with a variety of online and offline repayment channels. Among them, the ATM/all-in-one deposit and withdrawal machine repayment method supports repayment at the ATM/all-in-one deposit and withdrawal machine of our bank or other banks.

All ATM machines of China Merchants Bank (including all-in-one deposit and withdrawal machines) have a "Credit Card Repayment" section. You can enter this function by clicking "Credit Card Repayment" on the screen when the card is not inserted. Even if you don’t have your credit card with you, you can use this method to repay with the card number (only RMB repayment is supported); the "Credit Card Repayment" section of China Merchants Bank ATM supports repayment using cash or debit card transfer from any bank.

As for transfers and repayments from other banks’ ATM machines, China Merchants Bank cardholders can only transfer and repay China Merchants Bank credit cards at other banks’ ATMs that have opened the inter-bank transfer function. The transfer limit and handling fee must be paid to the lender. Please contact the credit card issuing bank or local UnionPay for consultation (only RMB repayment is supported).

Of course, if the local bank branch counter or ATM machine repayment channels are not very convenient, it is also recommended to use China Merchants Bank’s online banking, mobile banking, mobile phone client of Pocket Life or other third-party payment platforms online. For repayment through repayment channels, it is usually very convenient to transfer the repayment within the bank or across banks, and the payment time is also very timely, and there is usually no handling fee.