Legal analysis: You will not be sued for monthly repayments of credit card debt. The consequences of credit card arrears generally include the borrower having to bear the default liability for non-payment of the credit card, usually high penalty interest and liquidated damages; being subject to collections by banking institutions, etc. Repaying the loan every month shows that the borrower is willing to repay and is not maliciously defaulting. Therefore, he will not be prosecuted, but he should pay off the debt in a timely manner.

Legal basis: Article 119 of the "Civil Procedure Law of the People's Republic of China" A lawsuit must meet the following conditions:

(1) The plaintiff is related to the case Directly interested citizens, legal persons and other organizations;

(2) There is a clear defendant;

(3) There are specific litigation claims, facts and reasons;

(4) It falls within the scope of the People's Court to accept civil litigation and the jurisdiction of the People's Court subject to the lawsuit.