passed the review.

The credit card of CITIC Bank will be comprehensively reviewed according to the information and financial resources provided by the applicant. The specific card type, grade and whether it can be approved successfully shall be subject to the review results.

if the application is submitted online, the card will be sent to the address of the company indicated in the application materials by free express delivery after it has passed the preliminary examination and is confirmed at the outlets, and it will arrive in about 3-5 working days.

if the application is submitted through the counter or marketing staff, generally, the Puka/Gold Card will be sent by registered mail on the second working day after the card is issued, and it will arrive in about 7-1 working days. The platinum card will be sent by free express the next day after the card is issued, and it will arrive in about 3-5 working days.

Extended information

Because credit cards are convenient and fast to use, coupled with the rapid development of science and technology, the security problems faced by credit cards are becoming more and more serious due to the mechanism of first consumption and then payment, and major international credit card groups and global card-issuing financial institutions are facing severe challenges. Security problems of credit cards:

1. Credit cards: criminals or criminal groups use fake or invalid cards (expired/lost/invalid/damaged tapes, etc.) to pretend to be genuine cards and directly deceive merchants or card issuers.

2. Cardholder: The card is not properly kept/handled (expired/tape-invalid credit cards are not destroyed, or lost and not immediately invalidated, etc.), and personal identity information is inadvertently stolen or defrauded. In order to avoid such problems, citizens should not easily provide personal identification information, and it is best not to entrust others to handle credit cards.

3. Consumer merchants: the service personnel overshot the cardholder during the consumption process, or stole his credit card information to other merchants for consumption. This situation can happen whether it is a physical business or a network virtual business.

Baidu Encyclopedia-China CITIC Bank Credit Card

Baidu Encyclopedia-Credit Card Application Form

Baidu Encyclopedia-Approval