At present, the annual fee of Ping An Yinbao Gold Card is 200 yuan, and the annual fee of supplementary card is 150 yuan. Activation will generate an annual fee for the first year and will not be reduced. The main card can be exempted from the annual fee of the following year if it consumes 30 thousand yuan in the current year; Supplementary cards with a consumption of 6.5438 yuan +0.5 million yuan in that year can be exempted from the annual fee of the following year. And so on.