Can Bank of China Free Trade Credit Card get cash back at Apple in Hong Kong
HSBC has the highest credit card market share in Hong Kong, and HSBC also has the most credit cards at various merchants in Hong Kong. Secondly, Citigroup, Standard Chartered, Hang Seng, Bank of China, and American Express also have certain target customer groups and market shares, and they are also available in many merchants. For example, American Express has a good air mileage points program; Bank of China and Hang Seng are in chain supermarkets and department stores, such as Mannings and Parknshop. , MUJI, etc. are often promoted; Standard Chartered and Citigroup are often found in sporting goods stores.
If you are looking for the credit card with the highest acceptance in Hong Kong, the widest ATM/POS coverage, and the most powerful credit card, it is undoubtedly HSBC. Just look at the subway advertisements and you will know that HSBC has many large-scale "most popular in the city" credit card promotion activities.
CITIC Credit Card MasterCard Global Rewards offers up to 30% cash back
The Global Rewards event organized by MasterCard has always attracted the attention of many cardholders. Using MasterCard credit cards to make purchases on MasterCard lines at merchants covered by Global Rewards can earn up to 30% cash back.
Although China CITIC Bank has not announced the renewal of the Global Rewards event starting from July 1, during our communication with China CITIC Bank’s credit card customer service this morning, we have confirmed that the MasterCard credit card issued by CITIC Bank can Continue to participate in the Global Reward activities.
During the event, tens of thousands of stores and designated websites of more than 100 selected brands in the United States, the United Kingdom, China, Australia, Hong Kong and Macau, Singapore and Japan, etc., through overseas Mastercard routes You can still get 30% cash back when you spend with CITIC Mastercard.
However, on the list of activities, activities scheduled after July 1 may be different from the previous quarter. Below is the latest list of merchants participating in the event.
It should be reminded that when swiping the card, you must use a CITIC Bank MasterCard credit card to make purchases through designated MasterCard routes to be eligible for cash rebates. During the event, eligible transactions that meet the conditions for cashback will only be refunded once, and the cashback amount will be returned 15 working days after the card is validly swiped.
Unless otherwise specified, the discounts in this event are only applicable to offline store transactions, excluding online transactions, outlet stores or gift card purchases. In addition, if you deliberately split the order, your right to enjoy the cash rebate is likely to be revoked.
What does postal credit card cashback mean
1. _Activity time
January 21, 2021 to December 31, 2021
2. _Activity objects
Postal Savings Bank of China Dingzhi Platinum UnionPay Credit Card Cardholders
Postal Savings Bank of China Dingya Platinum UnionPay Credit Card Cardholders
3. Activity content
(1) 1% cash back for overseas online and offline transactions
Cardholders can enjoy the rebate overseas (including Hong Kong, Macau and Taiwan) For offline physical merchants and online merchants that accept UnionPay cards (except for some restricted merchants subject to supervision), a single actual payment of 1 yuan or more can be made through card swiping, QuickPass (including card QuickPass and mobile PAY) and Cloud QuickPass APP. In RMB, you can enjoy 1% cash back in RMB equal to the actual payment amount for each purchase. A single card can earn a maximum cash rebate of RMB 1,000 per calendar month.
(2) Cloud QuickPass Random Red Envelope Activities
The cardholder registers the Cloud QuickPass APP with his/her real name and binds the Postal Savings Bank Dingzhi or Dingya Platinum UnionPay credit card, and uses the bound If you use a certain Postal Savings Bank Dingzhi or Dingya Platinum UnionPay credit card at designated overseas online merchants to make purchases through mobile PAY and UnionPay APP, you can get a UnionPay red envelope with a random amount. The maximum amount of red envelopes is RMB 588, and the same user can receive 1 red envelope per event day.
IV. Activity Details
(1) 1% cashback for overseas online and offline transactions
1. This activity will start from January 21, 2021 to 23 time and end at 23:00 on December 31, 2021. All times for this event are Beijing time, and the transaction time is based on the transaction time when the consumption enters the China UnionPay back-end system.
2. Only consumption transactions transferred through UnionPay can participate in the activity. Transactions paid through UnionPay online banking and third-party platforms (including but not limited to PAYPAL, Alipay (including clicking on Alipay to select online banking payment, quick payment and other transactions), Tenpay, etc.) will not participate in the activity.
This activity is not applicable to cash advances, overpayment cash withdrawals, tax refunds, pre-authorized transactions, bank fee transactions (including credit card annual fees, credit card interest, cash advance fees, overdue penalties, etc.).
3. The cash rebate is based on the actual RMB amount paid by the cardholder, calculated at 1% of the amount, and points are calculated as a result. For example, the calculated cash back amount should be RMB 1.056, and the actual cash back amount will be RMB 1.05.
4. The cash rebate amount will be issued to the credit card account used for consumption 5 natural days after the transaction. Cardholders can check the cashback status through Postal Savings Bank of China.
5. Cardholders must maintain the normal status of participating accounts from the date of consumption to the date of receiving cash rebate. If the cardholder undergoes reverse transactions such as returns, reversals, cancellations, etc. or the current account is frozen, stopped, canceled, etc., no cash rebate will be provided, and the Postal Savings Bank and China UnionPay will retain the rebate but do not meet the conditions. Entitlement to cashback issued.
6. If any of the following circumstances occurs, his/her qualification to participate in this event will be limited or canceled, and Postal Savings Bank and China UnionPay have the right to recover the cash rebate amount issued, including But not limited to: engaging in false or illegal transactions, violating event rules or improperly obtaining cash back for card swiping, or being restricted in participating in UnionPay activities due to violations due to violations in participating in historical UnionPay marketing activities.
7. The goods or services purchased by the cardholder at an overseas merchant are provided by the merchant, and the cardholder should decide whether to purchase them. Postal Savings Bank of China and China UnionPay do not provide any guarantee for the quality of goods or services provided by merchants. To the extent permitted by laws and regulations, Postal Savings Bank of China and China UnionPay do not assume any responsibility for related matters or any damage caused by relevant goods or services. responsibility. In this regard, cardholders should directly contact the merchants themselves to handle and resolve the matter.
8. China UnionPay reserves the right to adjust the list of restricted merchants, which are mainly restricted merchants defined by supervision
Introduction to credit card Hong Kong cashback and overseas cashback credit cards That’s it. I don’t know if you found the information you need?