You can make an appointment in advance and set the date, amount and account of credit card repayment. On the specified date, JD Finance will automatically deduct money from your designated account, and the repayment result will be notified to you by on-site letter or SMS.

Regular repayment is upgraded to two ways: due withholding and pre-deposit.

1. Pre-deposit is a convenient way to make an appointment for credit card repayment: deduct the money on the day of appointment, deposit the repayment into the small vault (freeze), and deduct the money from the small vault to return the credit card before 24:00 on the repayment due date, and earn the income of Jingdong Small Vault during this period.

Operation path: JD Finance APP- Service-Life Service-Credit Card Repayment-Appointment Repayment-Pre-deposit, enter the repayment amount, set the repayment date, select the payment method and complete the payment.

2. Deduction at maturity is a convenient way to make an appointment for credit card repayment: set the repayment due date first, and deduct money at maturity. It is necessary to ensure that the balance of the deduction account is sufficient before the repayment due date of 24:00.

Operation path: jingdong financial APP- service-life service-credit card repayment-regular repayment-due withholding, input repayment amount, set repayment date, select payment method and complete payment.