Can I withdraw cash from CITIC Bank’s rebate credit card?

Hello! You can use it to withdraw cash or swipe your card! Banks charge handling fees and interest for cash withdrawals. Generally, the credit card cash withdrawal limit is 50% of the total amount (except Bank of Communications Youth Card). The single cash withdrawal amount is 2,000 each time. The handling fee is generally 1%, and the interest is 0.5% per day! It is recommended not to withdraw cash unless there is an emergency! Hope to adopt! Thanks!

What is the general credit card limit?

The credit card limit is generally 50,000-100,000. Credit cards are also divided into levels. The higher the level, the larger the limit.

The credit card limit refers to the maximum overdraft limit issued by the bank to the credit card holder. Different credit card levels have different limits, among which:

1. The limit for ordinary credit cards is 3,000- About 10,000;

2. The limit of credit card gold card is about 10,000-50,000;

3. The limit of credit card platinum card is more than 50,000.

Credit cards are related to If your personal credit report is linked to an overdue credit report, your credit report will also be affected, and you are more likely to be on the credit report blacklist. Moreover, credit card overdue records are recorded, and such overdue records cannot be eliminated.

First of all, overdue credit cards will inevitably incur late payment fees. The longer the overdue time, the greater the late payment fees. The user has to pay the principal and interest, plus the late payment fees, the greater the debt will be. Therefore, it is best to use a credit card It is best not to overdue, especially for a long time, as this will outweigh the gains and make the problem more serious.

In addition, if the cardholder does not have the ability to repay the money but continues to use the credit card for consumption, if the bank pursues the case, it may involve ++. If you really have no ability to repay and stop using your credit card, if you negotiate with the bank in a timely manner and actively find a solution or repay some of the debt, the bank will probably not open the case as ++.

What is the general credit card limit?

01

The credit card limit is generally between 1,000 yuan and 10,000 yuan; the gold card limit is generally between 1,000 yuan and 10,000 yuan. It is between 10,000 yuan and 50,000 yuan; the limit of the platinum card will be different according to different banks, usually starting at 50,000 yuan; the black card is a credit card with a limit of one million yuan, and the upper limit of each bank will be different. , ranging from 1 million quota to 5 million quota.

Credit card limit, also known as credit card available limit, refers to the maximum amount that can be used by your credit card. It includes credit limit (that is, the maximum overdraft limit of a credit card) and the amount deposited into the credit card. . Everyone is more concerned about the final approved credit limit when applying for a credit card. Regardless of whether they need to use that much limit, most users are still willing to apply for a credit card with a larger amount.

The credit card limit will vary according to the card level. Currently, credit cards are mainly divided into regular cards, gold cards, platinum cards, black cards, etc. Depending on the card type, the credit card limit is generally between 1,000 yuan and 1,000 yuan. It ranges from ten thousand to one million yuan. The higher the card level, the higher the corresponding credit card limit. At present, the limit of a regular credit card is generally between 1,000 yuan and 10,000 yuan, and the limit of a gold card is generally between 10,000 yuan and 50,000 yuan. The limit of a platinum card will vary depending on the bank. Generally, Starting from 50,000 yuan. Black cards are all credit cards with a million-level limit, and the upper limit of each bank will be different, ranging from 1 million to 5 million.

The credit card limit depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained. Therefore, applicants must provide proof of income and statements of asset security. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds.

That’s it for the introduction of the rebate credit card limit.