Peony credit card withdrawal standard is:
1. Hold the card for more than one year;
Second, there have been at least two credit card records every month in the last six months, and online payment is not counted;
Third, the total amount of credit card swiped for half a year is greater than 180% of the existing credit line of the card, that is, the average monthly credit card spending is greater than 30% of the credit line;
Fourth, there is no late payment fee due to non-repayment (only the minimum repayment amount is paid, and the cost caused by incomplete repayment is called interest, not late payment fee);
If you can meet the above conditions, the general withdrawal application can be passed, and the maximum withdrawal standard is generally not more than 100% of the existing limit.
In addition, it is said that it is very difficult to get a peony book edge card. By the way, the answer is that as long as the credit card repayment is normal, the total amount of single card swiping within one year (note that it is a single card, not the total number of cards under the shared quota) is more than 20,000, and the gold card of the book edge card can generally be approved.
It is best to indicate that I have a peony card when applying, and the credit card has exceeded RMB * * in the last year. This can generally be approved, and online payment does not count.