Legal analysis: financing staging mainly provides users with consumer staging services. If you apply for a loan by stages, but you don't repay it, it will be overdue and bring serious consequences.

1. Late payment fee:

Once the financing easy installment is overdue, overdue penalty interest and overdue liquidated damages will be charged from the overdue date. Among them, overdue penalty interest is charged on a daily basis and overdue penalty interest is charged on a monthly basis.

2. Affect personal credit:

If the financing is overdue, it may be reported to the central bank's credit information system by the system, leaving a bad credit record on the personal credit information report. If you leave a bad record on the credit report, your personal credit will be damaged. Personal credit damage may hinder the handling of subsequent products in Yi Rong by stages, and affect the handling of credit cards and loans in the future.

Legal Basis: Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Bad Faith Article 1 If the executed person fails to fulfill the obligations specified in the effective legal documents and has any of the following circumstances, the people's court shall include him in the list of executed persons with bad faith and punish him with credit according to law:

(1) Having the ability to perform and refusing to perform the obligations specified in the effective legal documents;

(2) Obstructing or resisting execution by forging evidence, violence or threats;

(3) evading execution by means of false litigation, false arbitration or concealing or transferring property;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) refusing to perform the settlement agreement without justifiable reasons.