The lawsuit notification text message starting with 1068 is false because it does not comply with the court's service procedure. Because reminder text messages for court proceedings are sent by the government affairs platform. In addition to text messages, the court will also mail subpoenas and other content to the borrower's home, and will also make phone calls to remind them, rather than simply sending a text message. SMS numbers starting with 1068 are mainly used to cooperate with mobile operators. Whether it is a private small loan institution or a bank, in order to save trouble, they will use this type of number to send mass reminders. However, there are also many criminals who will take advantage of this and send false reminder text messages.
The beginning of 1068 says how to sue for an overdue credit card?
1. First of all, the prosecution process of formal banks is not that simple. After the court files a case, it will not only send notification text messages, but also various materials. This method of notifying overdue prosecution at the beginning of 10xx is often accompanied by the words "xx unsubscribe" at the end of the text message. There is no doubt that this is a scam text message received. It is recommended to block it and never reply.
2. If you are using a credit card and it is indeed overdue, it is best to contact the bank proactively. Calculate the overdue period first, and negotiate with the bank even if you are not sued. Under normal circumstances, even if it is a fraudulent text message, you can call the reporting center number 12321 to report it.
How long does it take for a credit card to be overdue before you will be sued
1. Generally, if a cardholder is three months overdue, he will be sued by the bank. If the amount owed is too large, it is reasonable to advance some time in advance. Before a lawsuit is filed, it is usually the bank's collection system that is communicating. Cardholders should not ignore their bank's collection methods as this will only make overdue behavior look worse.
2. If the amount owed exceeds 50,000, the cardholder will be in greater danger. He was prosecuted at this time and was directly charged with two counts of malicious overdraft and illegal sentencing. Owing money is a civil liability, and malicious overdraft is a criminal liability, which is linked to jail time. If you owe a lot, you might as well pay it back as soon as possible.
What will happen if a credit card is sued?
1. The reason why the bank sues is that the cardholder has continuously overdue and failed to repay. The purpose of the lawsuit is to recover the arrears. Therefore, in this case, the cardholder must first contact the bank immediately and explain that the reason for the overdue payment is some force majeure, not a malicious overdue payment. This is when banks are generally very receptive to discussing positive repayment intentions.
2. Even if the bank has not withdrawn the lawsuit for the time being, or the cardholder does not have enough financial ability to repay for the time being, he cannot sit back and wait for death, trying to use jail time to evade the repayment responsibility. The debtor should actively negotiate with the bank to extend the repayment time. Even if you are not allowed to create a personalized repayment plan, take the initiative to pay back part of it.
Legal Basis
"Civil Procedure Law of the People's Republic of China"
Article 126 The People's Court shall ensure that the parties concerned shall comply with the provisions of the law right to sue. Prosecutions that comply with Article 122 of this Law must be accepted. If the case meets the conditions for prosecution, the case shall be filed within seven days and the parties shall be notified; if the conditions for prosecution are not met, a ruling shall be made within seven days and the case will not be accepted; if the plaintiff is dissatisfied with the ruling, he may appeal.