1. Can the repayment be successful if the credit card number and name do not match? Many people think that for credit card repayments, it doesn't matter as long as the card number is entered correctly, and it's not a big deal if the cardholder's name is entered incorrectly, but this is not the case. Credit card repayment can only be successful if the card number and name match. Otherwise, whether you enter the wrong card number or name, the repayment will fail. Just in case, it is best to keep the repayment receipt.
2. What should I do if my credit card repayment fails and the money is deducted? However, it may also happen that the credit card number does not match the name, and the repayment is unsuccessful but the money is deducted. Especially if the card number is entered incorrectly, many people worry that the repayment money will go into someone else's account. This situation generally does not happen. Although the bank card has been deducted, the repayment has not been successful. After all, if the card number and name do not match, the repayment will fail, and the deducted money will be returned to the original route. The refund arrival time is subject to the bank. The fastest it can arrive is the same day, and the slowest it may take about 3 to 5 days. If you have enabled text message reminders, you will receive a text message notification if the refund is successful. You can also log in to the online banking or mobile banking of the payment card to check the transaction details. If you are still worried, you can call the bank customer service directly for help to inquire about the refund. payment situation. To sum up, if the credit card number and name do not match, the repayment will not be successful. Even if the bank card is debited, don’t worry. If the repayment fails, the deducted funds will be returned to the original route. Anyway, the money is not lost.