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Which banks have the most cost-effective credit card withdrawal?
Industrial and Commercial Bank of China

Restrictions:

There is no limit on the amount of credit card withdrawal in China. For foreign currency deposits abroad, the daily cumulative withdrawal amount shall not exceed the equivalent amount of 1000 USD/Euro and 8000 HKD.

Withdrawal fee:

① Local banks are free;

② Local cross-bank 2 yuan pen;

(3) Banks in different places charge a handling fee of 1% of the cash withdrawal amount, with the lowest 1 yuan and the highest 50 yuan;

Inter-bank withdrawals in different places are charged at 1% of the cash withdrawal amount, with the lowest 1 yuan and the highest 50 yuan, and the inter-bank withdrawal fee is charged for each 2 yuan.

Agricultural Bank of China

Restrictions:

The daily withdrawal limit of China credit card is 2000 yuan.

Withdrawal fee:

① Domestic banks: withdrawal amount 1%, with a minimum of 1 RMB per transaction;

② Domestic banks: 65,438+0% of the withdrawal amount+2 yuan, with a minimum of 3 yuan per transaction;

③ Domestic emergency cash withdrawal: 2% of the cash withdrawal amount, with the lowest 2 yuan;

(4) Withdrawal or transfer of excess repayment in domestic foreign currency accounts: 65,438+0% withdrawal amount, with a minimum of 65,438+0 USD/65,438+0 EUR/65,438+0 AUD/65,438+0 GBP/65,438+00 JPY.

Bank of China

Restrictions:

The daily cash advance for each card in China shall not exceed RMB 2,000, and the daily cash advance for each card abroad shall not exceed USD 65,438+0,000 or equivalent foreign currency.

Withdrawal fee:

(1) Great Wall Global Connect series products (cash at the counter)

Local banks: free of charge;

Foreign banks: 1% of the cash withdrawal amount, with a minimum of 10 yuan and a maximum of 50 yuan;

Overseas (banks or non-UnionPay institutions): 3% of the cash withdrawal amount, with a minimum of 3.5 USD/transaction or 500 yen/transaction;

(2) Great Wall International Card

Domestic (Hong Kong and Macao) banks: based on the cash withdrawal amount of 1%, the minimum amount is 15 Hong Kong dollars (Hong Kong dollar card/Hong Kong and Macao Freelance Card), 2 US dollars (US dollar card), 2 euros (euro card), 0 pounds (pound card), and each pen.

Domestic inter-bank: 3% of the cash withdrawal amount, with a minimum of HK$ 40/transaction (HK$ card/Hong Kong-Macao Freelance Card), US$ 5/transaction (USD card), Euro/transaction (Euro card), Pound/transaction (GBP card) and AUD/transaction (AUD card);

Overseas (including Hong Kong and Macao): 3% of the cash withdrawal amount (including 2% of the cash withdrawal amount charged by Hong Kong and Macao Express Card), with a minimum of HK$ 40/transaction (HK$ card/Hong Kong and Macao Express Card), US$ 5/transaction (USD card), EUR/transaction (Euro card), GBP/transaction (GBP card) and AUD $5/transaction.

China construction bank

Restrictions:

The daily cumulative cash withdrawal (withdrawal) amount of each card in China does not exceed 5,000 yuan (except for overpaid outlets); The accumulated cash withdrawal amount for overseas ordinary cards shall not exceed USD 500 per day, USD 1000 for gold cards and USD 5,000 per month.

Withdrawal fee:

① Within China: 1% of the cash withdrawal amount, with the lowest in 2 yuan and the highest in 100 yuan;

② Overseas (UnionPay network): (65438+ 0% of the withdrawal amount+12 yuan)/transaction, with the lowest 14 yuan;

③ Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of USD 3 (European tourist card: EUR 3).

China Citic Bank

Restrictions:

The daily cash withdrawal limit for each card in China is RMB 20,000; The maximum amount of a single cash withdrawal is RMB 5,000 (some ATMs are limited to 2,000 and 3,000, and the counter is not limited; Up to 20 cash withdrawals per day.

Withdrawal fee:

① Within China: 3% of the cash withdrawal amount, with a minimum of 30 yuan RMB/transaction;

② Overseas: 3% of the cash withdrawal amount, with a minimum of USD 3/EUR 3/HK$ 30 per transaction.

Ping An Bank

Restrictions:

Each card can withdraw up to 2000 yuan of domestic cash in advance every day.

Withdrawal fee:

① A handling fee of 2.5% of the cash withdrawal amount is charged for domestic cash withdrawal, with a minimum of 25 yuan RMB per transaction;

② A handling fee of 3% of the cash withdrawal amount is charged for overseas cash withdrawal, with a minimum of $3 per withdrawal.