Visa credit card can be used in China, but the merchant needs to activate Visa payment.

Visa payment is made through the following process:

1. First, find a POS machine that can use the VISA channel to swipe the VISA card.

2. When the card is swiped, the merchant receives RMB.

3. After VISA receives a payment request in local currency (RMB in China), it will convert it into US dollars through VISA's internal exchange rate and send the US dollar bill to the card-issuing bank.

4. After receiving the U.S. dollar bill, the card issuing bank will convert it into RMB using the card issuing bank’s internal exchange rate, which is the final bill you will see, realizing the change from local currency to local currency. conversion.

5. There will be a time difference between the two conversions, and it will generally be completed on the same day of the transaction, unless there happens to be a cross-day in the middle.

1. How to use visa credit card in China:

1. To use visa credit card in China, you must first find a POS machine that can use VISA channels.

2. After VISA receives a request to convert to RMB, it will first convert it to US dollars internally, send the US dollar bill and receive it, and then convert it to RMB for account.

3. The two exchange rate conversions are often completed on the same day of the transaction. Users not only have to bear the loss of exchange rate conversion, but also pay related currency conversion fees.

Second, which domestic bank’s visa credit card is better?

1. Industrial and Commercial Bank of China: ICBC’s VISA credit card has quite a few preferential policies, and the globally supported currencies and usage rights are wider than other banks.

2. China Merchants Bank: full-currency international credit card. The two biggest points are that after successfully applying for this card, you will become a platinum card. You can enjoy the unique platinum privileges for CMB Platinum Card holders, as well as preferential policies for annual fees and cash rebates. The threshold for application is relatively low. high.

3. How about VISA credit card?

VISA is usually translated as Visa. Currently, Visa is also the largest credit card organization in the world. The VISA logo on the credit card means that the card can be swiped for consumption or withdrawal at VISA POS machines or ATMs.

Nowadays, there are many banks in China that issue credit cards that cooperate with VISA, such as the Bank of China VISA standard credit card, which has one card and two currencies, and enjoys the clearing services of Bank of China’s overseas branches in 20 countries and regions around the world. There is no difference in payment when these cards are used domestically and abroad, but the payment route is different.