1. Counter cancellation: Credit card users can bring valid ID and credit card to the counter of the issuing bank to apply for cancellation of credit card, and then the staff will help us cancel the credit card.
2. Telephone cancellation: If you don't want to use the credit card, the cardholder can directly call the customer service hotline on the card face of the credit card, transfer to manual service according to the voice prompt, then enter the information such as ID number and credit card number for identity verification, and then apply for cancellation of the credit card. When applying to the manual customer service for canceling the credit card, the customer service may persuade us to continue using the credit card. If we really don't need to continue to use it, then be firm.
Consequences of non-cancellation of credit cards
First of all, if you don't use your credit card for a long time, the bank will continue to charge an annual fee. Even without a credit card, the annual fee will be deducted automatically. If you don't notice this, the accumulation of annual fees may lead to your credit card arrears.
Secondly, if you don't cancel your credit card, once it is lost or stolen, criminals can steal your credit card through technical means, causing your property losses.
In addition, if you don't use your credit card for a long time, the bank may think that your credit card demand is not great, and applying for another bank card at the same bank may be rejected.