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What if credit card repayment is difficult? Does anyone have a good idea?
if China merchants bank has a credit card, it can be paid in installments or at the minimum.

bill installment trial: please open the /Financing/Bill.aspx webpage. There is a bill installment calculator on the left. You can enter the amount and select the number of installments for trial calculation.

The minimum repayment amount refers to the minimum monthly repayment amount of a credit card, which is displayed on the credit card bill of that month. If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final payment date, which will not affect your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period will be charged with interest from the bookkeeping date, with a daily interest rate of five ten thousandths. (Repay in full and on time, and you can enjoy the interest-free period for spending by credit card.)