1. GDB cards can be overdrawn at any UnionPay ATM. Every credit card has a fixed billing date and repayment date. After spending by credit card, there is no need to rush to repay. The general interest-free period is 25-50 days.
2. Repay according to the repayment amount on the bill. Anything brushed before the bill date will be repaid on the repayment date after the bill date. If you swipe your card after the bill date, you will be repaid on the repayment date after the next bill date.
3. ATMs can withdraw cash, but they all need money. The rate is 0.5%, and the lowest is 2 yuan.
4. Withdrawing cash is to calculate the late payment fee at the rate of 0.5 ‰ every day. If it is overdue, it is to recalculate the principal plus the late payment fee, and the credit card consumption has an interest-free period of 20-50 days;
5. You can apply for installment payment if the one-time consumption is more than 1000 yuan, and directly call the bank customer service of the credit card within three days after use.
6. Finally, you can use the counter, ATM deposit machine and online transfer to make repayment.