At present, there are two channels for ICBC's credit card application, one is to apply at the counter with credit certificate, and the other is to apply at online banking.

The general requirement is that the applicant has a fixed residence at the location of the issuing bank (generally, the permanent residence of the household registration is the same as the place of application), and the income is stable and above the local average income level.

First of all, the counter application requires the applicant to submit relatively complete asset certification documents, such as ID card, income certificate, self-owned property vehicle certificate, etc. , submitted to the industrial and commercial bank of China, by the background audit department of industrial and commercial bank of China.

In addition, to apply for online banking, the applicant needs to open online banking, and truthfully fill in personal information in online banking for the background audit department of ICBC to audit. The higher the star rating of customers, the easier it is to approve cards. In principle, customers with more than four stars will approve cards.