The annual fee is calculated from the card issuance date (the validity period is below the credit card number, and the previous day is the card issuance date), which is not a natural year. Successful bid for China Merchants Bank Credit Card (except for some cards), China Merchants Bank Credit Card will reduce the annual fee for the first year, and reduce the annual fee for the next year if you make a single purchase for six times within a whole year (from the date of issuing the card). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.