Credit cards cannot be used to recharge Alipay or transfer funds to Alipay. In order to regulate the use of credit cards and combat online cash-out of credit cards, third-party payment platform accounts cannot accept credit card recharges. If you want to pay online with a credit card, you can only bind Alipay credit card for quick payment, or directly use the online banking of the credit card issuing bank. Alipay binds credit card quick payment. You can add a bank card on the Alipay account page, or you can directly select credit card quick payment when paying. The contract is signed once and is valid for a long time. In addition, when Alipay credit card quick payment is made for online shopping, it is a normal credit card swipe consumption, which is included in the number of annual fee exemptions, enjoys an interest-free repayment period, and accumulates transaction points within the range of merchants and transaction types that can be scored.